Where can I get information car insurance?
Compulsory Automobile Liability Insurance (CALI)
Under Japanese law, all registered vehicles must be covered by Compulsory Automobile Liability Insurance. This compulsory insurance is very similar in concept to that mandated in other countries, and it is designed primarily to protect third parties from injury by any vehicle in an accident. Although compulsory insurance is effective, it is by no means adequate in providing coverage for the insured, property damage to third parties and it does not cover any repair or replacement for damage to the vehicle itself.
Optional Automobile Insurance
There's no shortage of optional auto insurance coverage and policy types. Collision coverage pays to repair damage to your vehicle caused by a crash. In addition to the standard types of insurance, comprehensive coverage will also pay for damage to your vehicle if it's vandalized or stolen, etc. Both comprehensive and collision coverage generally require you to pay an excess (sometimes known as a 'deductible') before you can claim any money. The amount of the excess is decided at the time of insuring the vehicle, and is typically 50,000 yen, 100,000 yen etc. The point to remember is that the lower the excess you choose, the higher the premium will be. Furthermore, different policies will specify the particular circumstances under which coverage is available.
** Every Wednesday from 11:00 - 15:00, English speaking insurance company visits OIST (Level B: Restaurant Private Room). No reservation required!
CHUBB:
WILLIAMS TECHNICAL SERVICE KK
368 Sunabe Chatan-cho, Okinawa 904-0111
TEL: 098-936-2710 / FAX: 098-936-8054
WILLIAMS TECHNICAL SERVICE KITAMAE OFFICE:
1-10-9 #201 Kitamae Chatan-cho
TEL: 098-936-4700 / FAX: 098-936-4700
AIU:
Nakama Insurance
Hamagawa 2-4-5 1F
Chatan, Okinawa
TEL: 098-926-1089
Other options (Japanese only) include:
AIOI Insurance
JA Insurance
Daido Insurance
You will generally need to present the following when getting voluntary insurance:
Copy of Japanese Drivers license (front and back)
Copy of Car Shaken/Inspection Certificate
Proof of Compulsory Insurance
Previous insurance card/paperwork (if you would like to change insurance companies)